Construction is a branch of industry that demonstrates many features that differentiate it from other fields. The specific character of this field is especially reflected in the risks to which it is exposed. The most important, distinctive features of construction which should be taken into consideration during the development of an insurance program include: a long investment process, considerable concentration of property, varying levels and types of risks throughout the construction process, a plurality of different entities involved in the construction process, a high level of influence on the environment.
Basing on our many years of experience, we assist our Clients in the completion of construction processes and we assure multi-faceted optimization of the insurance policies connected with the contracts executed.
We offer a wide range of insurance policies connected with the performance of construction and installation works and we obtain financial security for the contracts executed (insurance guarantees). We thoroughly analyze and understand the needs of every party to a construction contract and we include them in the insurance policies prepared. We know the legal and economic conditions resulting from the characteristics of different types of investments (from municipality infrastructure, through buildings and structures, to roads and the largest Polish investments in many sectors).
We actively participate in shaping the relations between the parties to the investment process, both with respect to the risks, as well as with respect to insurance, supporting our Clients in negotiations and analyses.
In the process of preparing insurance programs, we include not only physical threats, but also the adjustments necessary from the formal and legal perspective. We introduce innovative, non-standard solutions that combine the expected levels of protection with compliance with formal legal and contractual requirements.